Randy Wicker
Spring 2009
Fashion in the Bronx
Video By
Ryan Janek Wolowski
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Duration : 0:1:34
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Max Keiser talks to Stacy Herbert about credit card companies sucking off dry the customers
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What is M-Commerce?
M-Commerce is much like the existing commerce platforms you conduct in your daily business and personal banking lives. In fact! You may already be using some unique mobile applications in market at your bank or through your cellular phone carrier.
You see! You are using web-based commerce everyday when you go to your ATM; purchase your lunch at a POS swipe terminal, or purchasing goods and services online or doing all you’re banking needs online. This is known as “E-Commerce”, which is the backbone of online intelligence and institutional banking for the internet.
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One of the key differentiators that is “so” revolutionary and proprietary to SelfBank is that we have created a “Universal M-Commerce Social Utility” that sits on-top of all of the layers of the existing of e-commerce, retail credit/debit card solutions, POS check-out systems worldwide. Our platform will allow you to transact M-Commerce anytime, anywhere, and to anyone of our participating users and merchants in real-time, with immediate verification of fund transfers.
This “Universal M-Commerce Social Utility” gives any mobile phone user the ability to transact exclusively with their mobile phone, either M2M (mobile to mobile) or M2B (mobile to business). This means that when you become a “SelfBank Mi Account Holder” you can now link all your current credit and debit cards, previously stored in your wallet, as well as your current personal and or merchant bank accounts to your mobile phone! You can become a “walking storefront merchant” and conduct business anywhere with anyone you wish, on the fly!
The capabilities of mobile commerce is only “NOW” truly being realized with this “Evolutionary” portability function, allowing you to make immediate bill payments, accept payments from customers, send money transfers, make purchases and gain access to a multitude of applications all in “the palm of your hand”. And that’s the SelfBank mantra “Be Your Own Bank! Become A SelfBank Today!”
M-Commerce Translation “Definition”
M-Commerce (mobile commerce) is the buying and selling of goods and services through wireless handheld devices such as cellular telephones and personal digital assistants (PDAs). Known as next-generation e-commerce, m-commerce enables users to access the Internet without needing to find a place to plug in. The emerging technology behind m-commerce, which is based on the Wireless Application Protocol (WAP), has made far greater strides in Europe, where mobile devices equipped with Web-ready micro-browsers are much more common than in the United States. But now, with SelfBank Mobile, M-commerce is going to a whole new level, because SelfBank’s platform is hardware, carrier, and bank agnostic. In other words, in order to use their program you do not have to purchase a special (expensive) telephone or be with a certain telecomm provider or have an account with a certain bank.
In order to exploit the m-commerce market potential, handset manufacturers such as Nokia, Ericsson, Motorola, and Qualcomm are working with carriers such as AT&T Wireless and Sprint to develop WAP-enabled smart phones, the industry’s answer to the Swiss Army Knife, and ways to reach consumers. Using Bluetooth technology, smart phones offer fax, e-mail, and phone capabilities all in one, paving the way for m-commerce to be accepted by the “workforce”.
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Duration : 0:1:23
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