How To Use A Credit Card Company As A Tool,
As Opposed To Being A Fool!
Credit cards are only for paying for merchandise or services without having cash in hand or so that you don’t have to carry lots of cash. They are not for making payments on the purchases. If you try the latter, of course you will be charged interest and fees for borrowing the money rather than paying it right back. That’s why they call it a credit card and not a loan card. Didn’t your mother teach you anything? Wise up. The rates would be zero if you would be more responsible in the first place.
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Capital One raised my interest rate by 8% for no reason. It is their prerogative. They are allowed to do that. I understand. However, I have never missed a payment. I have gone over the limit 3 times ever in the just about 5 years I have had the card. Once, was due to them posting my payment late, which they then fixed.
Comment below letting me know if YOU have ever had any “Capital One” problems or [Capital One] drama so to speak. Also, do you have a better place to go for credit? Let me know.
Whats in my wallet? Not a Capital One. I’ll keep the card because there is no monthly or yearly fees but I will not use it unless its my only option.
-Benjamin Lewis
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http://UnionPlus.org/CreditCard: Millions of credit card holders are seeing their rates skyrocket even if they’ve never paid a bill late. How can you find a good low-interest card?
The Union Credit Doctor shares a credit card secret: look for the word “union” when applying for a new card. Whether through a labor union or a credit union, these types of cards have better rates, longer grace periods, and to offer assistance for members facing financial difficulties.
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Duration : 0:9:48
“What In The World? Series – Episode 01:If you have a credit card or you have some kind of a loan that ranges between 12% APR – 24% APR interest and you thought that was bad, wait until you see the offer I got in MY mailbox!
Duration : 0:5:20
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Duration : 0:9:44
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Duration : 0:2:16
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Duration : 0:4:48
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