Credit Card Interest Rates And Fees Are Too Low
How To Use A Credit Card Company As A Tool,
As Opposed To Being A Fool!
Credit cards are only for paying for merchandise or services without having cash in hand or so that you don’t have to carry lots of cash. They are not for making payments on the purchases. If you try the latter, of course you will be charged interest and fees for borrowing the money rather than paying it right back. That’s why they call it a credit card and not a loan card. Didn’t your mom instruct you anything? Wise up. The rates would be zero if you would be more responsible in the first place.
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